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ABOUT
SMOOTH 401K

THE SMOOTH DIFFERENCE

THE SMOOTH DIFFERENCE

Everything we do centers around our foundational principle: doing what is right for the client. Whether that is communication, guidance, offering access to comprehensive products, or availability to clients and participants, we offer a high-value service model. We know employers want to offer a cost-effective plan yet still want exceptional service, technology, and resources to make themselves and their employees feel comfortable and confident about their retirement benefits.

Retirement plans are a benefit – but they are also a competitive advantage. We help:

  • Business owners lower taxes, attract talent, and manage compliance requirements.
  • Employees gain knowledge and provide them with the tools to build wealth and retire with dignity.
  • Advisors, CPAs, and payroll partners expand their service offerings and integrate solutions without complication or adding work.

Smooth 401K matters because a well-run 401(k) directly impacts recruitment, retention, profitability, and benefits culture.

THE SMOOTH 401K DIFFERENCE

TEAM-BASED MODEL

No one-person shops. Clients have access to a full bench of retirement advisors and a team focused on client service. We offer
continuity and a full understanding of each team player’s role.

EDUCATION-FIRST APPROACH

From C-suite tax strategy to employee budgeting workshops, we make retirement understandable and actionable..

MODERN TECHNOLOGICAL APPROACH WITH A HUMAN TOUCH

Systematic yet innovative in leveraging technology while maintaining personal engagement.

SIMPLICITY AND TRANSPARENCY

We remove complexity and communicate effectively so stakeholders can make educated decisions for their retirement plans.

PROACTIVE COMPLIANCE

We don’t just react, we keep clients informed ahead of the Department of Labor, Internal Revenue Service, and SECURE Act 2.0 changes.

SCALE

We are part of the largest independent broker dealer* in the United States (LPL Financial) which gives us access, negotiation, and an entire division (40+ employees) dedicated to supporting retirement partners.

ADVISOR-FRIENDLY

We collaborate with financial advisors and Centers of Influence and reciprocate as great team players.

NATIONAL RECOGNTION

National Association of Plan Advisors Top DC Advisor Team and one of the fastest-growing practices in the industry

*As reported by Financial Planning magazine, 1996-2025, based on total revenue.

The 2023 AdvisorHub Top DC Advisor Team nominees are required to have a minimum of seven years' experience, $100m minimum AUM, and a clean regulatory record. Using data on assets, households, and production, advisors are ranked on three categories: scale, growth, and professionalism.  The list is broken into several sub lists: RIAs (fee-only), Over $1b, Under $1b, Next Gen, Women, Solo, and Fast-Growing. Please note that participation in this ranking is free, and Advisor Hub receives no compensation from the participating advisors.

SMOOTH 401K VALUES

Accountability
Clarity
Growth
Innovation
Relationship

Accountability

Operate at the highest fiduciary standards and stand behind every recommendation with full transparency.

Clarity

Simplify the complex so clients make confident decisions.

Growth

Help companies, employees, and advisors achieve more than they
thought possible.

Innovation

Forward-thinking approach to use systems, processes, and
technology to streamline business operations, while continuing to evolve and
stay ahead in the industry.

Relationships

From our clients to our partners to our vendors, every
relationship matters. We value partnerships that thrive and win together with
employers, employees, advisors,
Centers of Influence, and vendors.
Retirement Plan Consulting Program advisory services offered through LPL Financial, a registered investment advisor. 

This information was developed as a general guide to educate plan sponsors but is not intended as authoritative guidance or tax or legal advice.  Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation.  In no way does advisor assure that, by using the information provided, plan sponsor will be in compliance with ERISA regulations.

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